:root {
  --primary: #193254;
  --primary-dark: #0f2138;
  --primary-deep: #071324;
  --accent: #cca343;
  --accent-hover: #b88f32;
  --accent-soft: rgba(204, 163, 67, 0.12);
  --success: #10b981;
  --success-dark: #059669;
  --text-main: #1e293b;
  --text-muted: #5f748d;
  --bg-light: #f8fafc;
  --bg-white: #ffffff;
  --border: #e2e8f0;
  --card-shadow: 0 10px 25px -5px rgba(25, 50, 84, 0.08), 0 8px 10px -6px rgba(25, 50, 84, 0.04);
  --card-hover: 0 20px 30px -10px rgba(25, 50, 84, 0.15);
}

* { box-sizing: border-box; margin: 0; padding: 0; }

body {
  font-family: 'Heebo', sans-serif;
  color: var(--text-main);
  background-color: var(--bg-light);
  line-height: 1.6;
  direction: rtl;
  overflow-x: hidden;
}

a { text-decoration: none; color: inherit; }

.container {
  max-width: 1220px;
  margin: 0 auto;
  padding: 0 24px;
}

/* TOP ANNOUNCEMENT BAR */
.top-bar {
  background: linear-gradient(90deg, #071324, #193254);
  color: #cbd5e1;
  font-size: 0.88rem;
  padding: 8px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}
.top-bar-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 10px;
}
.top-bar strong { color: #facc15; }
.top-contact-links {
  display: flex;
  align-items: center;
  gap: 16px;
}
.top-contact-link {
  color: #ffffff;
  font-weight: 700;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  transition: color 0.2s;
}
.top-contact-link:hover { color: var(--accent); }

/* NAVBAR WITH DROPDOWNS */
.navbar {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.98);
  backdrop-filter: blur(12px);
  box-shadow: 0 2px 15px rgba(0, 0, 0, 0.05);
  border-bottom: 1px solid var(--border);
}
.nav-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  height: 82px;
}
.logo-img { height: 50px; width: auto; display: block; }

.nav-menu {
  display: flex;
  list-style: none;
  gap: 20px;
  align-items: center;
}
.nav-item { position: relative; }
.nav-link {
  font-weight: 600;
  color: #334155;
  font-size: 0.96rem;
  padding: 10px 6px;
  display: flex;
  align-items: center;
  gap: 4px;
  transition: color 0.2s;
}
.nav-link:hover, .nav-item.active .nav-link { color: var(--accent); }
.nav-link i.fa-chevron-down { font-size: 0.72rem; opacity: 0.7; }

/* DROPDOWN MENU */
.dropdown-menu {
  position: absolute;
  top: 100%;
  right: 0;
  width: 260px;
  background: #ffffff;
  border-radius: 12px;
  box-shadow: 0 15px 35px rgba(0, 0, 0, 0.12);
  border: 1px solid var(--border);
  list-style: none;
  padding: 10px 0;
  display: none;
  z-index: 100;
  animation: fadeIn 0.2s ease;
}
.nav-item:hover .dropdown-menu { display: block; }
.dropdown-item a {
  display: block;
  padding: 9px 18px;
  font-size: 0.92rem;
  color: #334155;
  font-weight: 500;
  transition: all 0.2s;
}
.dropdown-item a:hover {
  background: #f8fafc;
  color: var(--accent);
  padding-right: 22px;
}
.dropdown-badge {
  font-size: 0.72rem;
  background: rgba(204, 163, 67, 0.15);
  color: var(--accent);
  padding: 2px 6px;
  border-radius: 4px;
  float: left;
  font-weight: 700;
}

@keyframes fadeIn {
  from { opacity: 0; transform: translateY(6px); }
  to { opacity: 1; transform: translateY(0); }
}

.nav-actions {
  display: flex;
  align-items: center;
  gap: 12px;
}
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 11px 20px;
  border-radius: 8px;
  font-weight: 700;
  font-size: 0.94rem;
  cursor: pointer;
  transition: all 0.25s ease;
  border: none;
}
.btn-accent {
  background: linear-gradient(135deg, #cca343, #b88f32);
  color: #ffffff;
  box-shadow: 0 4px 15px rgba(204, 163, 67, 0.35);
}
.btn-accent:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(204, 163, 67, 0.45);
  background: linear-gradient(135deg, #d8b253, #cca343);
}
.btn-whatsapp {
  background: #25d366;
  color: #ffffff;
}
.btn-whatsapp:hover {
  background: #20ba59;
  transform: translateY(-2px);
}
.btn-outline {
  background: transparent;
  border: 1.5px solid var(--border);
  color: var(--text-main);
}
.btn-outline:hover {
  background: #f1f5f9;
  border-color: #cbd5e1;
}

/* MOBILE TOGGLE */
.mobile-toggle {
  display: none;
  background: none;
  border: none;
  font-size: 1.6rem;
  color: var(--primary);
  cursor: pointer;
}

/* HERO SECTION */
.hero {
  position: relative;
  background: linear-gradient(165deg, #071324 0%, #102644 50%, #193254 100%);
  color: #ffffff;
  padding: 85px 0 130px;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  top: -120px;
  right: -120px;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(204, 163, 67, 0.22) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}
.hero-content {
  max-width: 880px;
  margin: 0 auto;
  text-align: center;
  position: relative;
  z-index: 2;
}
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(204, 163, 67, 0.16);
  border: 1px solid rgba(204, 163, 67, 0.45);
  color: #fde047;
  padding: 7px 20px;
  border-radius: 50px;
  font-size: 0.92rem;
  font-weight: 600;
  margin-bottom: 24px;
}
.hero h1 {
  font-family: 'Rubik', sans-serif;
  font-size: 3.1rem;
  line-height: 1.22;
  font-weight: 800;
  margin-bottom: 24px;
  letter-spacing: -0.5px;
}
.hero h1 span {
  background: linear-gradient(90deg, #facc15, #cca343);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}
.hero p {
  font-size: 1.25rem;
  color: #cbd5e1;
  margin-bottom: 38px;
  line-height: 1.6;
}
.hero-ctas {
  display: flex;
  justify-content: center;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 48px;
}
.hero-ctas .btn {
  padding: 16px 36px;
  font-size: 1.1rem;
}

/* PAGE HEADER (INNER PAGES) */
.page-header {
  background: linear-gradient(165deg, #071324 0%, #102644 60%, #193254 100%);
  color: #ffffff;
  padding: 60px 0 75px;
  text-align: center;
  position: relative;
}
.page-header h1 {
  font-family: 'Rubik', sans-serif;
  font-size: 2.6rem;
  font-weight: 800;
  margin-bottom: 14px;
}
.page-header h1 span { color: #facc15; }
.page-header p {
  font-size: 1.15rem;
  color: #cbd5e1;
  max-width: 750px;
  margin: 0 auto;
}
.breadcrumb {
  margin-top: 16px;
  font-size: 0.88rem;
  color: #94a3b8;
}
.breadcrumb a { color: #facc15; }

/* TRUST BAR / STATS */
.trust-bar {
  margin-top: -65px;
  position: relative;
  z-index: 10;
}
.trust-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  background: #ffffff;
  border-radius: 16px;
  box-shadow: 0 15px 35px -5px rgba(0, 0, 0, 0.08);
  border: 1px solid var(--border);
  overflow: hidden;
}
.trust-item {
  padding: 28px 20px;
  text-align: center;
  border-left: 1px solid var(--border);
  transition: background 0.3s;
}
.trust-item:last-child { border-left: none; }
.trust-item:hover { background: #fafafa; }
.trust-num {
  font-family: 'Rubik', sans-serif;
  font-size: 2rem;
  font-weight: 800;
  color: var(--primary);
  margin-bottom: 4px;
}
.trust-label {
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--text-main);
}
.trust-desc {
  font-size: 0.8rem;
  color: var(--text-muted);
  margin-top: 2px;
}

/* SECTION STYLES */
.section { padding: 85px 0; }
.section-header {
  text-align: center;
  max-width: 760px;
  margin: 0 auto 55px;
}
.section-tag {
  display: inline-block;
  color: var(--accent);
  background: var(--accent-soft);
  padding: 6px 16px;
  border-radius: 30px;
  font-weight: 700;
  font-size: 0.88rem;
  margin-bottom: 12px;
}
.section-title {
  font-family: 'Rubik', sans-serif;
  font-size: 2.3rem;
  font-weight: 800;
  color: var(--primary);
  line-height: 1.3;
  margin-bottom: 14px;
}
.section-subtitle {
  font-size: 1.12rem;
  color: var(--text-muted);
}

/* CARDS & GRIDS */
.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 36px;
}
.grid-4 {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
}

.feature-card {
  background: #ffffff;
  border-radius: 16px;
  border: 1px solid var(--border);
  padding: 34px 26px;
  box-shadow: var(--card-shadow);
  transition: all 0.3s ease;
  display: flex;
  flex-direction: column;
}
.feature-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--card-hover);
  border-color: #cbd5e1;
}
.card-icon {
  width: 58px;
  height: 58px;
  border-radius: 12px;
  background: var(--accent-soft);
  color: var(--accent);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.6rem;
  margin-bottom: 20px;
}
.card-title {
  font-family: 'Rubik', sans-serif;
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 12px;
}
.card-text {
  color: var(--text-muted);
  font-size: 0.96rem;
  margin-bottom: 20px;
  flex-grow: 1;
}
.card-badge {
  display: inline-block;
  font-size: 0.8rem;
  font-weight: 700;
  color: #059669;
  background: #ecfdf5;
  padding: 4px 12px;
  border-radius: 20px;
  margin-bottom: 16px;
  width: fit-content;
}

/* INTERACTIVE CALCULATOR */
.calc-card {
  background: linear-gradient(145deg, #071324, #193254);
  border-radius: 24px;
  color: #ffffff;
  padding: 48px;
  box-shadow: 0 20px 40px rgba(7, 19, 36, 0.25);
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 48px;
  align-items: center;
}
.slider-group { margin-bottom: 28px; }
.slider-header {
  display: flex;
  justify-content: space-between;
  font-weight: 600;
  font-size: 1.05rem;
  margin-bottom: 10px;
}
.slider-val {
  color: #facc15;
  font-family: 'Rubik', sans-serif;
  font-size: 1.35rem;
  font-weight: 700;
}
input[type=range] {
  width: 100%;
  height: 8px;
  border-radius: 5px;
  background: #334155;
  outline: none;
  accent-color: #facc15;
  cursor: pointer;
}
.calc-result-box {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.18);
  border-radius: 18px;
  padding: 34px 28px;
  text-align: center;
  backdrop-filter: blur(10px);
}
.calc-result-num {
  font-family: 'Rubik', sans-serif;
  font-size: 3.1rem;
  font-weight: 800;
  color: #4ade80;
  margin: 10px 0;
  line-height: 1;
}

/* LEAD CAPTURE FORM */
.lead-section {
  background: linear-gradient(145deg, #071324, #193254);
  color: #ffffff;
  padding: 85px 0;
}
.lead-card {
  background: #ffffff;
  color: var(--text-main);
  border-radius: 20px;
  padding: 44px;
  box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.35);
  max-width: 660px;
  margin: 0 auto;
}
.form-group { margin-bottom: 18px; }
.form-label {
  display: block;
  font-weight: 600;
  font-size: 0.92rem;
  margin-bottom: 6px;
  color: var(--primary);
}
.form-control {
  width: 100%;
  padding: 13px 16px;
  border: 1.5px solid var(--border);
  border-radius: 8px;
  font-size: 1rem;
  font-family: inherit;
  transition: border-color 0.2s;
}
.form-control:focus {
  outline: none;
  border-color: var(--accent);
  box-shadow: 0 0 0 3px rgba(204, 163, 67, 0.18);
}
.form-privacy {
  font-size: 0.82rem;
  color: var(--text-muted);
  text-align: center;
  margin-top: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
}
.form-status {
  display: none;
  padding: 14px;
  border-radius: 8px;
  margin-top: 14px;
  font-size: 0.95rem;
  text-align: center;
  font-weight: 600;
}
.form-status.success {
  display: block;
  background: #dcfce7;
  color: #166534;
  border: 1px solid #bbf7d0;
}
.form-status.loading {
  display: block;
  background: #e0f2fe;
  color: #0369a1;
  border: 1px solid #bae6fd;
}

/* FOOTER */
.footer {
  background: #071324;
  color: #94a3b8;
  padding: 60px 0 30px;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  font-size: 0.92rem;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1.2fr 1.2fr 1.2fr;
  gap: 36px;
  margin-bottom: 40px;
}
.footer-title {
  color: #ffffff;
  font-family: 'Rubik', sans-serif;
  font-size: 1.15rem;
  font-weight: 700;
  margin-bottom: 16px;
}
.footer-links { list-style: none; }
.footer-links li { margin-bottom: 9px; }
.footer-links a:hover { color: var(--accent); }
.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding-top: 24px;
  text-align: center;
  font-size: 0.84rem;
}

/* MODAL */
.modal {
  display: none;
  position: fixed;
  inset: 0;
  background: rgba(7, 19, 36, 0.78);
  backdrop-filter: blur(6px);
  z-index: 2000;
  align-items: center;
  justify-content: center;
  padding: 20px;
}
.modal.active { display: flex; }
.modal-content {
  background: #ffffff;
  border-radius: 20px;
  max-width: 520px;
  width: 100%;
  padding: 36px;
  position: relative;
  animation: modalFadeIn 0.25s ease;
}
@keyframes modalFadeIn {
  from { opacity: 0; transform: scale(0.95); }
  to { opacity: 1; transform: scale(1); }
}
.modal-close {
  position: absolute;
  top: 20px;
  left: 20px;
  background: #f1f5f9;
  border: none;
  width: 34px;
  height: 34px;
  border-radius: 50%;
  font-size: 1.2rem;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--text-muted);
}
.modal-close:hover { background: #e2e8f0; color: var(--text-main); }

/* FLOATING BUTTON */
.floating-whatsapp {
  position: fixed;
  bottom: 25px;
  left: 25px;
  z-index: 999;
  background: #25d366;
  color: #ffffff;
  width: 62px;
  height: 62px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 34px;
  box-shadow: 0 8px 25px rgba(37, 211, 102, 0.45);
  transition: all 0.3s ease;
}
.floating-whatsapp:hover {
  transform: scale(1.08);
  box-shadow: 0 10px 30px rgba(37, 211, 102, 0.6);
}

/* RESPONSIVE */
@media (max-width: 1100px) {
  .nav-menu { gap: 12px; }
  .nav-link { font-size: 0.9rem; padding: 6px 4px; }
  .footer-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 992px) {
  .hero h1 { font-size: 2.3rem; }
  .trust-grid { grid-template-columns: repeat(2, 1fr); }
  .trust-item:nth-child(2) { border-left: none; }
  .grid-3 { grid-template-columns: 1fr; }
  .grid-2 { grid-template-columns: 1fr; }
  .calc-card { grid-template-columns: 1fr; gap: 30px; }
  .nav-menu { display: none; }
  .mobile-toggle { display: block; }
}
@media (max-width: 640px) {
  .hero { padding: 60px 0 100px; }
  .hero h1 { font-size: 1.85rem; }
  .trust-grid { grid-template-columns: 1fr; }
  .trust-item { border-left: none; border-bottom: 1px solid var(--border); }
  .grid-4 { grid-template-columns: 1fr; }
  .calc-card { padding: 26px; }
  .lead-card { padding: 26px; }
  .top-bar-inner { justify-content: center; }
  .footer-grid { grid-template-columns: 1fr; }
}

/* MOBILE DRAWER */
.mobile-drawer {
  position: fixed;
  top: 0;
  right: -100%;
  width: 82%;
  max-width: 340px;
  height: 100%;
  background: #ffffff;
  z-index: 2500;
  box-shadow: -5px 0 25px rgba(0,0,0,0.2);
  transition: right 0.3s ease;
  padding: 24px;
  overflow-y: auto;
}
.mobile-drawer.active { right: 0; }
.drawer-overlay {
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,0.5);
  z-index: 2400;
  display: none;
}
.drawer-overlay.active { display: block; }
.drawer-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  border-bottom: 1px solid var(--border);
  padding-bottom: 16px;
  margin-bottom: 20px;
}
.drawer-links { list-style: none; }
.drawer-links li { margin-bottom: 14px; }
.drawer-links a { font-weight: 600; color: var(--primary); font-size: 1.05rem; }
.drawer-sublinks {
  list-style: none;
  padding-right: 16px;
  margin-top: 8px;
}
.drawer-sublinks li { margin-bottom: 8px; }
.drawer-sublinks a { font-size: 0.92rem; color: #5f748d; font-weight: 500; }


/* ==========================================================================
   EXACT DESIGN FOR 60-SECOND MORTGAGE SIMULATOR (SCREENSHOT 2)
   ========================================================================== */
.sim-page-container {
  max-width: 860px !important;
  margin: 30px auto 60px !important;
  padding: 0 16px !important;
  direction: rtl !important;
}
.sim-header {
  text-align: center !important;
  margin-bottom: 26px !important;
}
.sim-main-title {
  font-family: 'Rubik', sans-serif !important;
  font-size: 2.25rem !important;
  font-weight: 900 !important;
  color: #2563eb !important; /* Vibrant Royal Blue like Screenshot 2 */
  margin-bottom: 8px !important;
  text-align: center !important;
}
.sim-sub-title {
  font-size: 1.05rem !important;
  color: #64748b !important;
  font-weight: 500 !important;
  text-align: center !important;
  margin-bottom: 26px !important;
}

/* INPUTS CARD */
.sim-inputs-card {
  background: #ffffff !important;
  border-radius: 18px !important;
  border: 1.5px solid #e2e8f0 !important;
  padding: 34px 28px !important;
  box-shadow: 0 6px 25px rgba(0, 0, 0, 0.06) !important;
  box-sizing: border-box !important;
}
.sim-three-cols {
  display: grid !important;
  grid-template-columns: 1fr 1fr 1fr !important;
  gap: 16px !important;
  margin-bottom: 20px !important;
}
.sim-contact-row {
  display: grid !important;
  grid-template-columns: 1fr 1fr 1fr !important;
  gap: 16px !important;
  margin-bottom: 20px !important;
  padding-top: 20px !important;
  border-top: 1px dashed #e2e8f0 !important;
}
.sim-input-col {
  display: flex !important;
  flex-direction: column !important;
  text-align: right !important;
}
.sim-label {
  display: block !important;
  font-size: 0.88rem !important;
  font-weight: 700 !important;
  color: #334155 !important;
  margin-bottom: 6px !important;
  text-align: center !important;
}
.sim-field {
  width: 100% !important;
  padding: 12px 10px !important;
  border: 1.5px solid #cbd5e1 !important;
  border-radius: 8px !important;
  font-size: 1.15rem !important;
  font-weight: 700 !important;
  color: #0f172a !important;
  text-align: center !important;
  background: #ffffff !important;
  outline: none !important;
  transition: all 0.2s ease !important;
  box-sizing: border-box !important;
}
.sim-field:focus {
  border-color: #f97316 !important;
  box-shadow: 0 0 0 3px rgba(249, 115, 22, 0.2) !important;
}

/* ORANGE BUTTON "חשבו לי" (SCREENSHOT 2) */
.btn-hashvu-li {
  background: #f97316 !important; /* Bright vibrant orange */
  color: #ffffff !important;
  border: none !important;
  font-family: 'Rubik', sans-serif !important;
  font-size: 1.25rem !important;
  font-weight: 800 !important;
  padding: 13px 54px !important;
  border-radius: 12px !important;
  cursor: pointer !important;
  box-shadow: 0 4px 14px rgba(249, 115, 22, 0.4) !important;
  transition: all 0.2s ease !important;
  display: inline-flex !important;
  align-items: center !important;
  justify-content: center !important;
}
.btn-hashvu-li:hover {
  background: #ea580c !important;
  transform: translateY(-2px) !important;
  box-shadow: 0 6px 18px rgba(249, 115, 22, 0.5) !important;
}

/* RESULTS BOX (WHEN DISPLAYED) */
.sim-results-box {
  margin-top: 26px !important;
}

/* BIG ROYAL BLUE CARD (SCREENSHOT 2) */
.sim-blue-card {
  background: #2563eb !important; /* Exact vibrant blue of Screenshot 2 */
  color: #ffffff !important;
  border-radius: 16px !important;
  padding: 26px 20px !important;
  text-align: center !important;
  box-shadow: 0 6px 20px rgba(37, 99, 235, 0.28) !important;
  margin-bottom: 20px !important;
}
.sim-blue-sub {
  font-size: 1.05rem !important;
  color: #e0e7ff !important;
  margin-bottom: 4px !important;
}
.sim-blue-big-val {
  font-size: 2.9rem !important;
  font-weight: 900 !important;
  line-height: 1.15 !important;
  margin-bottom: 4px !important;
  color: #ffffff !important;
}
.sim-blue-instead {
  font-size: 0.98rem !important;
  color: #dbeafe !important;
}

/* THREE METRIC CARDS ROW */
.sim-metrics-grid {
  display: grid !important;
  grid-template-columns: 1fr 1fr 1fr !important;
  gap: 14px !important;
  margin-bottom: 20px !important;
}
.sim-metric-card {
  background: #f8fafc !important;
  border: 1.5px solid #e2e8f0 !important;
  border-radius: 14px !important;
  padding: 18px 12px !important;
  text-align: center !important;
}
.sim-m-label {
  font-size: 0.88rem !important;
  color: #64748b !important;
  margin-bottom: 6px !important;
  font-weight: 600 !important;
}
.sim-m-val {
  font-family: 'Rubik', sans-serif !important;
  font-size: 1.75rem !important;
  font-weight: 900 !important;
}
.sim-m-val.blue-text {
  color: #2563eb !important; /* Vibrant Royal Blue */
}
.sim-m-val.green-text {
  color: #16a34a !important; /* Vibrant Emerald Green */
}

/* COMPARISON BARS (SCREENSHOT 2) */
.sim-bars-container {
  margin: 22px 0 !important;
  display: flex !important;
  flex-direction: column !important;
  gap: 12px !important;
  direction: rtl !important;
}
.sim-bar-row {
  display: flex !important;
  align-items: center !important;
  gap: 14px !important;
}
.sim-bar-label {
  width: 90px !important;
  font-size: 0.92rem !important;
  font-weight: 700 !important;
  color: #475569 !important;
  text-align: right !important;
  flex-shrink: 0 !important;
}
.sim-bar-track {
  flex: 1 !important;
  height: 34px !important;
  background: #f1f5f9 !important;
  border-radius: 8px !important;
  overflow: hidden !important;
  display: flex !important;
}
.sim-bar-fill {
  height: 100% !important;
  border-radius: 8px !important;
  display: flex !important;
  align-items: center !important;
  justify-content: flex-end !important;
  padding-right: 14px !important;
  color: #ffffff !important;
  font-weight: 800 !important;
  font-size: 1rem !important;
  font-family: 'Rubik', sans-serif !important;
  box-sizing: border-box !important;
  transition: width 0.5s ease !important;
}
.sim-bar-fill.grey-fill {
  background: #64748b !important; /* Slate Grey for current */
}
.sim-bar-fill.blue-fill {
  background: #2563eb !important; /* Royal Blue for new */
}

/* GREEN SUCCESS CALLOUT (SCREENSHOT 2) */
.sim-success-callout {
  background: #f0fdf4 !important;
  border: 1.5px solid #86efac !important;
  border-radius: 14px !important;
  padding: 24px 20px !important;
  text-align: center !important;
  margin-top: 24px !important;
  direction: rtl !important;
}
.sim-success-title {
  font-size: 1.08rem !important;
  font-weight: 800 !important;
  color: #166534 !important;
  margin-bottom: 6px !important;
}
.sim-success-desc {
  font-size: 0.95rem !important;
  color: #15803d !important;
  margin: 0 0 16px 0 !important;
}
.sim-btn-whatsapp-send {
  background: #22c55e !important; /* Bright WhatsApp Green */
  color: #ffffff !important;
  font-family: 'Rubik', sans-serif !important;
  font-size: 1.15rem !important;
  font-weight: 800 !important;
  padding: 12px 34px !important;
  border-radius: 10px !important;
  text-decoration: none !important;
  display: inline-flex !important;
  align-items: center !important;
  justify-content: center !important;
  gap: 10px !important;
  box-shadow: 0 4px 14px rgba(34, 197, 94, 0.4) !important;
  transition: all 0.2s ease !important;
}
.sim-btn-whatsapp-send:hover {
  background: #16a34a !important;
  transform: translateY(-2px) !important;
  box-shadow: 0 6px 18px rgba(34, 197, 94, 0.5) !important;
  color: #ffffff !important;
}

/* ==========================================================================
   QUICK LEAD FORM (בדיקת זכאות מהירה)
   ========================================================================== */
.lead-form-section-bg {
  background: radial-gradient(circle at 50% 30%, #0f2c42 0%, #071728 100%) !important;
  padding: 80px 20px !important;
  display: flex !important;
  justify-content: center !important;
  align-items: center !important;
  direction: rtl !important;
  width: 100% !important;
  box-sizing: border-box !important;
}
.quick-eligibility-card {
  background: #ffffff !important;
  border-radius: 20px !important;
  padding: 38px 34px 30px !important;
  max-width: 520px !important;
  width: 100% !important;
  box-shadow: 0 20px 50px rgba(0, 0, 0, 0.3) !important;
  color: #0f172a !important;
  text-align: right !important;
  box-sizing: border-box !important;
  margin: 0 auto !important;
  position: relative !important;
  border: 1px solid rgba(255, 255, 255, 0.9) !important;
}
.card-badge-top {
  text-align: center !important;
  color: #b45309 !important;
  font-size: 0.9rem !important;
  font-weight: 700 !important;
  margin-bottom: 6px !important;
  display: block !important;
}
.card-main-title {
  text-align: center !important;
  font-family: 'Rubik', sans-serif !important;
  font-size: 1.95rem !important;
  font-weight: 800 !important;
  color: #0a2540 !important;
  margin: 0 0 6px 0 !important;
}
.card-subtitle {
  text-align: center !important;
  font-size: 0.95rem !important;
  color: #64748b !important;
  margin: 0 0 24px 0 !important;
}
.form-group-single {
  display: flex !important;
  flex-direction: column !important;
  gap: 6px !important;
  margin-bottom: 18px !important;
  text-align: right !important;
}
.form-label-bold {
  font-size: 0.9rem !important;
  font-weight: 700 !important;
  color: #1e293b !important;
  margin: 0 !important;
  display: block !important;
}
.form-input-single, .form-select-single {
  width: 100% !important;
  height: 50px !important;
  background: #ffffff !important;
  border: 1.5px solid #cbd5e1 !important;
  border-radius: 10px !important;
  padding: 0 16px !important;
  font-size: 0.98rem !important;
  font-family: 'Heebo', sans-serif !important;
  color: #0f172a !important;
  box-sizing: border-box !important;
  outline: none !important;
  transition: border-color 0.2s, box-shadow 0.2s !important;
}
.form-input-single:focus, .form-select-single:focus {
  border-color: #cca046 !important;
  box-shadow: 0 0 0 3px rgba(204, 160, 70, 0.2) !important;
}
.form-input-single::placeholder {
  color: #94a3b8 !important;
  font-size: 0.92rem !important;
}
.form-select-single {
  appearance: none !important;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' fill='%2364748b' viewBox='0 0 24 24'%3E%3Cpath d='M7 10l5 5 5-5z'/%3E%3C/svg%3E") !important;
  background-repeat: no-repeat !important;
  background-position: left 14px center !important;
  background-size: 18px !important;
  padding-left: 36px !important;
  cursor: pointer !important;
}
.btn-gold-submit {
  width: 100% !important;
  height: 52px !important;
  background: #cca046 !important;
  color: #ffffff !important;
  border: none !important;
  border-radius: 10px !important;
  font-family: 'Rubik', sans-serif !important;
  font-size: 1.15rem !important;
  font-weight: 800 !important;
  cursor: pointer !important;
  box-shadow: 0 4px 15px rgba(204, 160, 70, 0.35) !important;
  transition: all 0.2s ease !important;
  display: flex !important;
  align-items: center !important;
  justify-content: center !important;
  gap: 8px !important;
  margin-top: 10px !important;
}
.btn-gold-submit:hover {
  background: #d8aa4d !important;
  transform: translateY(-2px) !important;
}
.card-footer-privacy {
  font-size: 0.82rem !important;
  color: #64748b !important;
  margin-top: 14px !important;
  text-align: center !important;
}
.form-status-msg {
  margin-top: 12px !important;
  padding: 10px 14px !important;
  border-radius: 8px !important;
  font-size: 0.9rem !important;
  text-align: center !important;
}
.form-status-msg.success {
  background: #dcfce7 !important;
  color: #166534 !important;
  border: 1px solid #bbf7d0 !important;
}

/* NAVBAR & FLOATING BUTTONS */
.nav-actions {
  display: flex !important;
  align-items: center !important;
  gap: 16px !important;
  margin-right: 0 !important; margin-left: 20px !important;
}
.btn-nav-cta, .nav-actions .btn-accent {
  background: #cca046 !important;
  color: #0a2540 !important;
  font-family: 'Rubik', sans-serif !important;
  font-weight: 800 !important;
  font-size: 0.95rem !important;
  padding: 7px 12px !important;
  border-radius: 10px !important;
  text-decoration: none !important;
  display: inline-flex !important;
  align-items: center !important;
  justify-content: center !important;
  gap: 8px !important;
  box-shadow: 0 4px 14px rgba(204, 160, 70, 0.35) !important;
  border: none !important;
  white-space: nowrap !important;
  cursor: pointer !important;
}
.btn-nav-cta:hover, .nav-actions .btn-accent:hover {
  background: #d8aa4d !important;
  transform: translateY(-2px) !important;
  box-shadow: 0 6px 18px rgba(204, 160, 70, 0.45) !important;
  color: #0a2540 !important;
}
.floating-accessibility-btn {
  position: fixed !important;
  bottom: 24px !important;
  left: 24px !important;
  right: auto !important;
  z-index: 999999 !important;
  background: #1d4ed8 !important;
  color: #ffffff !important;
  width: 58px !important;
  height: 58px !important;
  border-radius: 50% !important;
  display: flex !important;
  flex-direction: column !important;
  align-items: center !important;
  justify-content: center !important;
  box-shadow: 0 4px 18px rgba(29, 78, 216, 0.45) !important;
  cursor: pointer !important;
  border: 2.5px solid #ffffff !important;
  text-decoration: none !important;
}
.floating-whatsapp {
  position: fixed !important;
  bottom: 24px !important;
  right: 24px !important;
  left: auto !important;
  z-index: 999999 !important;
  background: #25d366 !important;
  color: #ffffff !important;
  width: 58px !important;
  height: 58px !important;
  border-radius: 50% !important;
  display: flex !important;
  align-items: center !important;
  justify-content: center !important;
  font-size: 2rem !important;
  box-shadow: 0 4px 20px rgba(37, 211, 102, 0.45) !important;
  border: 2.5px solid #ffffff !important;
  text-decoration: none !important;
}
@media (max-width: 768px) {
  .sim-three-cols, .sim-contact-row, .sim-metrics-grid {
    grid-template-columns: 1fr !important;
  }
}


/* ==========================================================================
   ISRAELI STANDARD ACCESSIBILITY TOOLBAR (תקן ישראלי 5568 AA)
   ========================================================================== */
.floating-accessibility-btn {
  position: fixed !important;
  bottom: 24px !important;
  left: 24px !important;
  right: auto !important;
  z-index: 999999 !important;
  background: #1d4ed8 !important;
  color: #ffffff !important;
  width: 58px !important;
  height: 58px !important;
  border-radius: 50% !important;
  display: flex !important;
  flex-direction: column !important;
  align-items: center !important;
  justify-content: center !important;
  box-shadow: 0 4px 18px rgba(29, 78, 216, 0.45) !important;
  cursor: pointer !important;
  border: 2.5px solid #ffffff !important;
  text-decoration: none !important;
  transition: transform 0.2s, background 0.2s !important;
}
.floating-accessibility-btn:hover {
  transform: scale(1.08) !important;
  background: #1e40af !important;
}
.floating-accessibility-btn i {
  font-size: 1.45rem !important;
  line-height: 1 !important;
}
.floating-accessibility-btn .esc-tag {
  font-size: 0.65rem !important;
  font-weight: 900 !important;
  letter-spacing: 0.5px !important;
  margin-top: 1px !important;
}

/* THE ACCESSIBILITY MODAL PANEL */
.accessibility-panel {
  position: fixed !important;
  bottom: 90px !important;
  left: 24px !important;
  right: auto !important;
  width: 320px !important;
  max-width: 90vw !important;
  background: #ffffff !important;
  border-radius: 18px !important;
  border: 2px solid #0a2540 !important;
  box-shadow: 0 16px 50px rgba(0, 0, 0, 0.3) !important;
  z-index: 1000000 !important;
  display: none !important;
  overflow: hidden !important;
  direction: rtl !important;
  text-align: right !important;
  box-sizing: border-box !important;
}
.accessibility-panel.active {
  display: block !important;
  animation: slideUpAcc 0.2s ease !important;
}
@keyframes slideUpAcc {
  from { opacity: 0; transform: translateY(12px); }
  to { opacity: 1; transform: translateY(0); }
}

.acc-header {
  background: #0a2540 !important;
  color: #ffffff !important;
  padding: 14px 18px !important;
  display: flex !important;
  justify-content: space-between !important;
  align-items: center !important;
}
.acc-header h3 {
  font-family: 'Rubik', sans-serif !important;
  font-size: 1.05rem !important;
  font-weight: 800 !important;
  margin: 0 !important;
  display: flex !important;
  align-items: center !important;
  gap: 8px !important;
  color: #ffffff !important;
}
.acc-close-btn {
  background: rgba(255, 255, 255, 0.18) !important;
  border: none !important;
  color: #ffffff !important;
  font-size: 0.8rem !important;
  font-weight: 800 !important;
  padding: 4px 10px !important;
  border-radius: 6px !important;
  cursor: pointer !important;
}
.acc-close-btn:hover {
  background: rgba(255, 255, 255, 0.35) !important;
}

.acc-body {
  padding: 16px !important;
  max-height: 420px !important;
  overflow-y: auto !important;
}
.acc-grid {
  display: grid !important;
  grid-template-columns: 1fr 1fr !important;
  gap: 10px !important;
}
.acc-btn {
  background: #f8fafc !important;
  border: 1.5px solid #cbd5e1 !important;
  border-radius: 10px !important;
  padding: 12px 6px !important;
  font-size: 0.86rem !important;
  font-weight: 700 !important;
  color: #0f172a !important;
  cursor: pointer !important;
  display: flex !important;
  flex-direction: column !important;
  align-items: center !important;
  justify-content: center !important;
  gap: 6px !important;
  text-align: center !important;
  transition: all 0.15s ease !important;
}
.acc-btn:hover {
  background: #eff6ff !important;
  border-color: #1d4ed8 !important;
  color: #1d4ed8 !important;
}
.acc-btn.active {
  background: #1d4ed8 !important;
  border-color: #1d4ed8 !important;
  color: #ffffff !important;
}
.acc-btn i {
  font-size: 1.15rem !important;
}

.acc-footer {
  padding: 12px 16px !important;
  background: #f1f5f9 !important;
  border-top: 1px solid #e2e8f0 !important;
  display: flex !important;
  justify-content: space-between !important;
  align-items: center !important;
}
.acc-reset-btn {
  background: none !important;
  border: none !important;
  color: #dc2626 !important;
  font-size: 0.85rem !important;
  font-weight: 700 !important;
  cursor: pointer !important;
  display: flex !important;
  align-items: center !important;
  gap: 4px !important;
}
.acc-reset-btn:hover {
  text-decoration: underline !important;
}

/* ACCESSIBILITY FUNCTIONAL STATE CLASSES (REAL EFFECT!) */
body.acc-font-lg {
  zoom: 1.15 !important;
}
body.acc-font-xl {
  zoom: 1.30 !important;
}
body.acc-readable-font, body.acc-readable-font * {
  font-family: Arial, Helvetica, sans-serif !important;
  letter-spacing: 0.4px !important;
}
body.acc-high-contrast {
  background: #000000 !important;
  color: #ffff00 !important;
}
body.acc-high-contrast *:not(.accessibility-panel):not(.accessibility-panel *):not(.floating-accessibility-btn):not(.floating-accessibility-btn *) {
  background: #000000 !important;
  color: #ffff00 !important;
  border-color: #ffff00 !important;
  box-shadow: none !important;
}
body.acc-invert-contrast {
  filter: invert(100%) hue-rotate(180deg) !important;
  background: #000000 !important;
}
body.acc-invert-contrast img,
body.acc-invert-contrast .accessibility-panel,
body.acc-invert-contrast .floating-accessibility-btn {
  filter: invert(100%) hue-rotate(180deg) !important;
}
body.acc-grayscale {
  filter: grayscale(100%) !important;
}
body.acc-grayscale .accessibility-panel {
  filter: none !important;
}
body.acc-highlight-links a {
  text-decoration: underline 3px solid #f59e0b !important;
  background: #fef08a !important;
  color: #000000 !important;
  font-weight: 800 !important;
}

/* SIMULATOR LEGAL DISCLAIMER (AS IN SCREENSHOT) */
.sim-disclaimer {
  font-size: 0.88rem !important;
  color: #64748b !important;
  line-height: 1.55 !important;
  text-align: center !important;
  margin: 18px auto 0 !important;
  max-width: 680px !important;
  direction: rtl !important;
}


/* ==========================================================================
   SMARTPHONE RESPONSIVE MASTER STYLESHEET (STRICTLY MAX-WIDTH 768px)
   ==========================================================================
   CRITICAL: These rules ONLY activate on screens 768px or narrower (smartphones).
   PC and Desktop screens (1024px, 1200px, 1920px) are 100% unaffected!
   ========================================================================== */

@media (max-width: 768px) {
  /* 1. VIEWPORT & CONTAINER CONTROL (ZERO HORIZONTAL SCROLL) */
  html, body {
    overflow-x: hidden !important;
    max-width: 100vw !important;
    width: 100% !important;
    -webkit-text-size-adjust: 100% !important;
  }
  
  .container {
    padding: 0 14px !important;
    max-width: 100% !important;
    box-sizing: border-box !important;
  }

  .section {
    padding: 35px 0 !important;
  }

  /* 2. TOP BAR COMPACT ON MOBILE */
  .top-bar {
    padding: 6px 8px !important;
    font-size: 0.78rem !important;
  }
  .top-bar-inner {
    flex-direction: column !important;
    gap: 4px !important;
    text-align: center !important;
  }
  .top-contact-links {
    justify-content: center !important;
    gap: 14px !important;
    font-size: 0.82rem !important;
  }

  /* 3. NAVBAR ON SMARTPHONES */
  .navbar {
    padding: 6px 0 !important;
  }
  .nav-inner {
    padding: 4px 12px !important;
    position: relative !important;
    display: flex !important;
    align-items: center !important;
    justify-content: space-between !important;
  }
  .logo-img {
    height: 38px !important;
    max-width: 130px !important;
  }
  .nav-actions {
    margin-right: 0 !important;
    gap: 8px !important;
    display: flex !important;
    align-items: center !important;
  }
  .btn-nav-cta {
    padding: 7px 11px !important;
    font-size: 0.8rem !important;
    border-radius: 8px !important;
    white-space: nowrap !important;
  }
  .nav-cta-text-full {
    display: none !important;
  }
  .nav-cta-text-mobile {
    display: inline !important;
  }
  .mobile-toggle {
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    width: 38px !important;
    height: 38px !important;
    font-size: 1.25rem !important;
    background: #f1f5f9 !important;
    border: 1.5px solid #cbd5e1 !important;
    border-radius: 8px !important;
    color: #0a2540 !important;
    cursor: pointer !important;
    padding: 0 !important;
  }

  /* 4. SLIDING MOBILE DRAWER MENU */
  .nav-menu {
    display: none !important;
    position: fixed !important;
    top: 54px !important;
    right: 0 !important;
    left: auto !important;
    width: 290px !important;
    max-width: 85vw !important;
    height: calc(100vh - 54px) !important;
    background: #ffffff !important;
    box-shadow: -8px 0 30px rgba(0, 0, 0, 0.25) !important;
    flex-direction: column !important;
    align-items: stretch !important;
    padding: 16px 14px 40px !important;
    overflow-y: auto !important;
    z-index: 100000 !important;
    gap: 6px !important;
    border-left: 2px solid #e2e8f0 !important;
    direction: rtl !important;
    box-sizing: border-box !important;
  }
  .nav-menu.active {
    display: flex !important;
    animation: slideInMenuMobile 0.25s cubic-bezier(0.16, 1, 0.3, 1) !important;
  }
  @keyframes slideInMenuMobile {
    from { transform: translateX(100%); }
    to { transform: translateX(0); }
  }
  .nav-item {
    width: 100% !important;
    border-bottom: 1px solid #f1f5f9 !important;
    padding-bottom: 4px !important;
    margin-bottom: 2px !important;
  }
  .nav-link {
    display: flex !important;
    justify-content: space-between !important;
    align-items: center !important;
    font-size: 1rem !important;
    font-weight: 700 !important;
    color: #0a2540 !important;
    padding: 8px 4px !important;
    width: 100% !important;
  }
  .dropdown-menu {
    position: static !important;
    display: block !important;
    box-shadow: none !important;
    border: none !important;
    background: #f8fafc !important;
    border-radius: 8px !important;
    padding: 6px 10px !important;
    margin: 4px 0 6px !important;
    width: 100% !important;
  }
  .dropdown-item a {
    padding: 7px 6px !important;
    font-size: 0.9rem !important;
    font-weight: 600 !important;
    color: #334155 !important;
    display: flex !important;
    align-items: center !important;
    justify-content: space-between !important;
  }

  /* 5. HERO ON SMARTPHONES */
  .hero {
    padding: 35px 12px 45px !important;
    text-align: center !important;
  }
  .hero-badge {
    font-size: 0.8rem !important;
    padding: 5px 12px !important;
    margin-bottom: 10px !important;
    display: inline-block !important;
  }
  .hero h1 {
    font-size: 1.7rem !important;
    line-height: 1.25 !important;
    margin-bottom: 10px !important;
  }
  .hero p {
    font-size: 0.95rem !important;
    line-height: 1.55 !important;
  }

  /* 6. INPUTS & PREVENT IOS ZOOM (16px MINIMUM) */
  input, select, textarea, .form-input-single, .form-select-single, .sim-field {
    font-size: 16px !important;
  }

  /* 7. MORTGAGE SIMULATOR ON SMARTPHONES */
  .sim-page-container {
    padding: 0 10px !important;
    margin: 14px auto 35px !important;
  }
  .sim-main-title {
    font-size: 1.55rem !important;
    line-height: 1.25 !important;
    margin-bottom: 6px !important;
  }
  .sim-sub-title {
    font-size: 0.9rem !important;
    margin-bottom: 14px !important;
  }
  .sim-inputs-card {
    padding: 18px 12px !important;
    border-radius: 14px !important;
  }
  .sim-three-cols {
    grid-template-columns: 1fr !important;
    gap: 12px !important;
    margin-bottom: 14px !important;
  }
  .sim-contact-row {
    grid-template-columns: 1fr !important;
    gap: 12px !important;
    padding-top: 14px !important;
    margin-bottom: 14px !important;
  }
  .btn-hashvu-li {
    width: 100% !important;
    padding: 13px 16px !important;
    font-size: 1.15rem !important;
    box-sizing: border-box !important;
  }
  .sim-blue-card {
    padding: 18px 12px !important;
    border-radius: 14px !important;
  }
  .sim-blue-sub {
    font-size: 0.9rem !important;
  }
  .sim-blue-big-val {
    font-size: 2.1rem !important;
  }
  .sim-blue-instead {
    font-size: 0.88rem !important;
  }
  .sim-metrics-grid {
    grid-template-columns: 1fr !important;
    gap: 10px !important;
  }
  .sim-metric-card {
    padding: 12px 10px !important;
  }
  .sim-m-val {
    font-size: 1.55rem !important;
  }
  .sim-bar-label {
    width: 68px !important;
    font-size: 0.82rem !important;
  }
  .sim-bar-track {
    height: 30px !important;
  }
  .sim-bar-fill {
    font-size: 0.88rem !important;
    padding-right: 8px !important;
  }
  .sim-disclaimer {
    font-size: 0.8rem !important;
    line-height: 1.45 !important;
    margin-top: 12px !important;
  }
  .sim-guide-callout {
    padding: 16px 12px !important;
    border-radius: 12px !important;
  }

  /* 8. QUICK ELIGIBILITY LEAD CARD ON SMARTPHONES */
  .lead-form-section-bg {
    padding: 35px 10px !important;
  }
  .quick-eligibility-card {
    padding: 22px 14px !important;
    border-radius: 14px !important;
  }
  .card-main-title {
    font-size: 1.5rem !important;
  }
  .card-subtitle {
    font-size: 0.86rem !important;
    margin-bottom: 16px !important;
  }
  .btn-gold-submit {
    height: 48px !important;
    font-size: 1.05rem !important;
  }

  /* 9. GRIDS & CARDS STACKING */
  .grid-2, .grid-3, .grid-4, .trust-grid, .footer-grid, .guide-bank-grid {
    grid-template-columns: 1fr !important;
    gap: 14px !important;
  }
  .trust-item {
    border-left: none !important;
    border-bottom: 1px solid var(--border) !important;
    padding: 12px 0 !important;
  }
  .calc-card {
    grid-template-columns: 1fr !important;
    padding: 18px 12px !important;
    gap: 20px !important;
  }

  /* 10. FLOATING ACTION BUTTONS (NO OVERLAP) */
  .floating-whatsapp {
    width: 48px !important;
    height: 48px !important;
    bottom: 14px !important;
    right: 14px !important;
    font-size: 1.55rem !important;
  }
  .floating-accessibility-btn {
    width: 46px !important;
    height: 46px !important;
    bottom: 14px !important;
    left: 14px !important;
  }
  .floating-accessibility-btn i {
    font-size: 1.15rem !important;
  }
  .floating-accessibility-btn .esc-tag {
    font-size: 0.55rem !important;
  }
  .accessibility-panel {
    bottom: 68px !important;
    left: 8px !important;
    right: 8px !important;
    width: auto !important;
    max-width: calc(100vw - 16px) !important;
  }

  /* 11. MODAL POPUPS */
  .modal-dialog {
    width: 95% !important;
    margin: 12px auto !important;
    padding: 20px 14px !important;
  }
}

/* DESKTOP RULES (WIDTH >= 769px) */
@media (min-width: 769px) {
  .nav-cta-text-mobile {
    display: none !important;
  }
  .nav-cta-text-full {
    display: inline !important;
  }
}


/* ==========================================================================
   PERFECT DESKTOP & LAPTOP NAVBAR (ZERO BREAKING / ZERO WRAPPING)
   ========================================================================== */
.navbar {
  background: #ffffff !important;
  border-bottom: 1px solid #e2e8f0 !important;
  position: sticky !important;
  top: 0 !important;
  z-index: 1000 !important;
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05) !important;
}
.nav-inner {
  display: flex !important;
  align-items: center !important;
  justify-content: space-between !important;
  padding: 10px 20px !important;
  flex-wrap: nowrap !important;
  max-width: 1240px !important;
  margin: 0 auto !important;
}
.logo-container {
  display: flex !important;
  align-items: center !important;
  flex-shrink: 0 !important;
}
.logo-img {
  height: 48px !important;
  max-width: 170px !important;
  width: auto !important;
}
.nav-menu {
  display: flex !important;
  align-items: center !important;
  list-style: none !important;
  margin: 0 !important;
  padding: 0 !important;
  gap: 14px !important;
  flex-wrap: nowrap !important;
}
.nav-item {
  position: relative !important;
  white-space: nowrap !important;
}
.nav-link {
  font-family: 'Rubik', sans-serif !important;
  font-size: 0.94rem !important;
  font-weight: 700 !important;
  color: #0a2540 !important;
  text-decoration: none !important;
  padding: 8px 6px !important;
  display: flex !important;
  align-items: center !important;
  gap: 4px !important;
  transition: color 0.15s ease !important;
}
.nav-link:hover {
  color: #cca046 !important;
}
.nav-actions {
  display: flex !important;
  align-items: center !important;
  gap: 10px !important;
  flex-shrink: 0 !important;
  margin-right: 0 !important;
}
.btn-nav-cta, .nav-actions .btn-accent {
  background: #cca046 !important;
  color: #0a2540 !important;
  font-family: 'Rubik', sans-serif !important;
  font-weight: 800 !important;
  font-size: 0.92rem !important;
  padding: 9px 18px !important;
  border-radius: 10px !important;
  border: none !important;
  cursor: pointer !important;
  white-space: nowrap !important;
  display: inline-flex !important;
  align-items: center !important;
  gap: 7px !important;
  box-shadow: 0 4px 12px rgba(204, 160, 70, 0.3) !important;
  transition: all 0.2s ease !important;
  flex-shrink: 0 !important;
}
.btn-nav-cta:hover, .nav-actions .btn-accent:hover {
  background: #d8aa4d !important;
  transform: translateY(-2px) !important;
  box-shadow: 0 6px 16px rgba(204, 160, 70, 0.4) !important;
  color: #0a2540 !important;
}

/* LAPTOP BREAKPOINT (1024px - 1240px) */
@media (max-width: 1240px) and (min-width: 993px) {
  .nav-menu {
    gap: 8px !important;
  }
  .nav-link {
    font-size: 0.88rem !important;
    padding: 6px 3px !important;
  }
  .btn-nav-cta, .nav-actions .btn-accent {
    padding: 8px 12px !important;
    font-size: 0.86rem !important;
  }
  .logo-img {
    height: 42px !important;
  }
}


/* ==========================================================================
   PERFECT SEPARATED FOOTER (STRICT SEPARATION: REAL ESTATE & MORTGAGES)
   ========================================================================== */
footer, .footer, .site-footer {
  background: #071324 !important;
  color: #94a3b8 !important;
  padding: 55px 0 25px !important;
  border-top: 1px solid rgba(255, 255, 255, 0.08) !important;
  font-family: 'Heebo', sans-serif !important;
  font-size: 0.92rem !important;
}

/* TOP DIVISION SEPARATION BAR */
.footer-division-bar {
  display: flex !important;
  align-items: stretch !important;
  justify-content: space-between !important;
  background: rgba(255, 255, 255, 0.03) !important;
  border: 1px solid rgba(255, 255, 255, 0.08) !important;
  border-radius: 16px !important;
  padding: 24px 28px !important;
  margin-bottom: 45px !important;
  gap: 24px !important;
}
.division-block {
  display: flex !important;
  align-items: flex-start !important;
  gap: 16px !important;
  flex: 1 !important;
}
.division-block .div-icon {
  width: 52px !important;
  height: 52px !important;
  border-radius: 12px !important;
  background: rgba(204, 160, 70, 0.12) !important;
  color: #cca046 !important;
  border: 1px solid rgba(204, 160, 70, 0.3) !important;
  display: flex !important;
  align-items: center !important;
  justify-content: center !important;
  font-size: 1.4rem !important;
  flex-shrink: 0 !important;
}
.division-mort .div-icon {
  background: rgba(96, 165, 250, 0.12) !important;
  color: #60a5fa !important;
  border-color: rgba(96, 165, 250, 0.3) !important;
}
.division-info {
  flex: 1 !important;
}
.div-tag {
  display: inline-block !important;
  font-size: 0.75rem !important;
  font-weight: 700 !important;
  text-transform: uppercase !important;
  padding: 2px 8px !important;
  border-radius: 6px !important;
  background: rgba(255, 255, 255, 0.08) !important;
  color: #cbd5e1 !important;
  margin-bottom: 6px !important;
}
.division-re .div-tag {
  color: #cca046 !important;
  background: rgba(204, 160, 70, 0.15) !important;
}
.division-mort .div-tag {
  color: #60a5fa !important;
  background: rgba(96, 165, 250, 0.15) !important;
}
.div-name {
  color: #ffffff !important;
  font-family: 'Rubik', sans-serif !important;
  font-size: 1.15rem !important;
  font-weight: 700 !important;
  margin: 0 0 6px 0 !important;
}
.div-desc {
  color: #94a3b8 !important;
  font-size: 0.88rem !important;
  line-height: 1.5 !important;
  margin: 0 !important;
}
.division-divider {
  width: 1px !important;
  background: rgba(255, 255, 255, 0.1) !important;
}

/* FOOTER 5-COLUMN GRID */
.footer-grid {
  display: grid !important;
  grid-template-columns: 1.5fr 1.15fr 1.15fr 1.05fr 1.15fr !important;
  gap: 28px !important;
  margin-bottom: 40px !important;
}
.footer-col-brand .footer-logo {
  height: 48px !important;
  width: auto !important;
  margin-bottom: 14px !important;
}
.footer-desc {
  color: #cbd5e1 !important;
  font-size: 0.9rem !important;
  line-height: 1.65 !important;
  margin-bottom: 14px !important;
}
.footer-credentials {
  display: flex !important;
  flex-wrap: wrap !important;
  gap: 6px !important;
  margin-top: 10px !important;
}
.cred-pill {
  font-size: 0.78rem !important;
  background: rgba(255, 255, 255, 0.06) !important;
  border: 1px solid rgba(255, 255, 255, 0.1) !important;
  color: #cbd5e1 !important;
  padding: 3px 8px !important;
  border-radius: 6px !important;
  display: inline-flex !important;
  align-items: center !important;
  gap: 5px !important;
}
.cred-pill i {
  color: #cca046 !important;
  font-size: 0.72rem !important;
}

/* HEADINGS */
.footer-title, .footer-heading {
  color: #ffffff !important;
  font-family: 'Rubik', sans-serif !important;
  font-size: 1.1rem !important;
  font-weight: 700 !important;
  margin-bottom: 16px !important;
  display: flex !important;
  align-items: center !important;
  gap: 8px !important;
  border-bottom: 2px solid rgba(255, 255, 255, 0.08) !important;
  padding-bottom: 8px !important;
}
.footer-title i {
  color: #cca046 !important;
  font-size: 1rem !important;
}

/* LINKS */
.footer-links {
  list-style: none !important;
  padding: 0 !important;
  margin: 0 !important;
}
.footer-links li {
  margin-bottom: 9px !important;
}
.footer-links a {
  color: #94a3b8 !important;
  text-decoration: none !important;
  font-size: 0.9rem !important;
  transition: all 0.2s ease !important;
  display: inline-flex !important;
  align-items: center !important;
  gap: 6px !important;
}
.link-bullet {
  font-size: 0.65rem !important;
  color: #475569 !important;
  transition: all 0.2s ease !important;
}
.footer-links a:hover {
  color: #cca046 !important;
  transform: translateX(-4px) !important;
}
.footer-links a:hover .link-bullet {
  color: #cca046 !important;
}

/* CONTACT INFO */
.footer-contact-info {
  display: flex !important;
  flex-direction: column !important;
  gap: 10px !important;
  font-size: 0.9rem !important;
}
.contact-row {
  display: flex !important;
  align-items: flex-start !important;
  gap: 10px !important;
}
.contact-icon {
  color: #cca046 !important;
  font-size: 0.95rem !important;
  width: 16px !important;
  margin-top: 3px !important;
  flex-shrink: 0 !important;
}
.whatsapp-color {
  color: #25d366 !important;
}
.contact-label {
  color: #64748b !important;
  font-size: 0.8rem !important;
  display: block !important;
  margin-bottom: 2px !important;
}
.contact-val {
  color: #e2e8f0 !important;
  text-decoration: none !important;
  font-weight: 500 !important;
  line-height: 1.4 !important;
}
.contact-val:hover {
  color: #cca046 !important;
}
.highlight-phone {
  color: #ffffff !important;
  font-weight: 700 !important;
  font-size: 1.05rem !important;
}
.contact-hours {
  margin-top: 6px !important;
  padding-top: 8px !important;
  border-top: 1px solid rgba(255, 255, 255, 0.08) !important;
  color: #94a3b8 !important;
  font-size: 0.82rem !important;
  display: flex !important;
  align-items: center !important;
  gap: 6px !important;
}
.contact-hours i {
  color: #cca046 !important;
}

/* BOTTOM BAR */
.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.08) !important;
  padding-top: 24px !important;
  text-align: center !important;
  font-size: 0.86rem !important;
  color: #94a3b8 !important;
  line-height: 1.6 !important;
}
.footer-bottom-rights {
  color: #cbd5e1 !important;
  font-weight: 500 !important;
  margin-bottom: 6px !important;
}
.footer-bottom-disclaimer {
  color: #64748b !important;
  font-size: 0.8rem !important;
}

/* RESPONSIVE */
@media (max-width: 1150px) {
  .footer-grid {
    grid-template-columns: repeat(3, 1fr) !important;
    gap: 24px !important;
  }
  .footer-col-brand {
    grid-column: span 3 !important;
  }
}
@media (max-width: 768px) {
  .footer-division-bar {
    flex-direction: column !important;
    gap: 20px !important;
    padding: 20px !important;
  }
  .division-divider {
    width: 100% !important;
    height: 1px !important;
  }
  .footer-grid {
    grid-template-columns: 1fr !important;
    gap: 28px !important;
  }
  .footer-col-brand {
    grid-column: span 1 !important;
  }
}


/* ==========================================================================
   SIMULATOR NAVBAR BUTTON (RESPONSIVE & SMOOTH SCROLL)
   ========================================================================== */
html {
  scroll-behavior: smooth !important;
}

#simulator-section {
  scroll-margin-top: 95px !important;
}

.btn-nav-simulator {
  background: #cca046 !important;
  color: #0a2540 !important;
  font-family: 'Rubik', sans-serif !important;
  font-weight: 800 !important;
  font-size: 0.88rem !important;
  padding: 7px 12px !important;
  border-radius: 10px !important;
  border: none !important;
  cursor: pointer !important;
  white-space: nowrap !important;
  display: inline-flex !important;
  align-items: center !important;
  gap: 7px !important;
  text-decoration: none !important;
  box-shadow: 0 4px 12px rgba(204, 160, 70, 0.3) !important;
  transition: all 0.2s ease !important;
  flex-shrink: 0 !important;
}
.btn-nav-simulator:hover {
  background: #d8aa4d !important;
  transform: translateY(-2px) !important;
  box-shadow: 0 6px 16px rgba(204, 160, 70, 0.4) !important;
  color: #0a2540 !important;
}

.nav-cta-text-full { display: inline; }
.nav-cta-text-tablet { display: none; }
.nav-cta-text-mobile { display: none; }

@media (max-width: 1320px) and (min-width: 993px) {
  .nav-cta-text-full { display: none !important; }
  .nav-cta-text-tablet { display: inline !important; }
  .nav-cta-text-mobile { display: none !important; }
  .btn-nav-simulator {
    font-size: 0.84rem !important;
    padding: 7px 12px !important;
  }
}

@media (max-width: 992px) {
  .nav-cta-text-full { display: none !important; }
  .nav-cta-text-tablet { display: none !important; }
  .nav-cta-text-mobile { display: inline !important; }
  .btn-nav-simulator {
    font-size: 0.84rem !important;
    padding: 7px 12px !important;
  }
}


/* NAVBAR & FLOATING BUTTONS - COMPACT & SHIFTED RIGHT */
.nav-actions {
  display: flex !important;
  align-items: center !important;
  gap: 10px !important;
  margin-right: 0 !important;
  margin-left: 20px !important; /* הזזה ברורה ימינה מהקצה השמאלי */
  flex-shrink: 0 !important;
}
.btn-nav-cta, .nav-actions .btn-accent, .btn-nav-simulator {
  background: #cca046 !important;
  color: #0a2540 !important;
  font-family: 'Rubik', sans-serif !important;
  font-weight: 800 !important;
  font-size: 0.84rem !important;
  padding: 7px 12px !important; /* הקטנת הרווח והשוליים של הצבע הכתום */
  border-radius: 8px !important;
  text-decoration: none !important;
  display: inline-flex !important;
  align-items: center !important;
  justify-content: center !important;
  gap: 6px !important;
  box-shadow: 0 3px 10px rgba(204, 160, 70, 0.3) !important;
  border: none !important;
  white-space: nowrap !important;
  cursor: pointer !important;
  transition: all 0.2s ease !important;
}

/* FIX 2026-09-30: mobile drawer must stay closed until the hamburger is tapped */
@media (max-width: 768px) {
  .nav-menu { display: none !important; }
  .nav-menu.active { display: flex !important; }
}

/* FIX 2026-09-30: tablets (769-1100px) use the mobile drawer menu instead of an overflowing desktop menu */
@media (min-width: 769px) and (max-width: 1100px) {
  /* 3. NAVBAR ON SMARTPHONES */
  .navbar {
    padding: 6px 0 !important;
  }
  .nav-inner {
    padding: 4px 12px !important;
    position: relative !important;
    display: flex !important;
    align-items: center !important;
    justify-content: space-between !important;
  }
  .logo-img {
    height: 38px !important;
    max-width: 130px !important;
  }
  .nav-actions {
    margin-right: 0 !important;
    gap: 8px !important;
    display: flex !important;
    align-items: center !important;
  }
  .btn-nav-cta {
    padding: 7px 11px !important;
    font-size: 0.8rem !important;
    border-radius: 8px !important;
    white-space: nowrap !important;
  }
  .nav-cta-text-full {
    display: none !important;
  }
  .nav-cta-text-mobile {
    display: inline !important;
  }
  .mobile-toggle {
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    width: 38px !important;
    height: 38px !important;
    font-size: 1.25rem !important;
    background: #f1f5f9 !important;
    border: 1.5px solid #cbd5e1 !important;
    border-radius: 8px !important;
    color: #0a2540 !important;
    cursor: pointer !important;
    padding: 0 !important;
  }

  /* 4. SLIDING MOBILE DRAWER MENU */
  .nav-menu {
    display: none !important;
    position: fixed !important;
    top: 54px !important;
    right: 0 !important;
    left: auto !important;
    width: 290px !important;
    max-width: 85vw !important;
    height: calc(100vh - 54px) !important;
    background: #ffffff !important;
    box-shadow: -8px 0 30px rgba(0, 0, 0, 0.25) !important;
    flex-direction: column !important;
    align-items: stretch !important;
    padding: 16px 14px 40px !important;
    overflow-y: auto !important;
    z-index: 100000 !important;
    gap: 6px !important;
    border-left: 2px solid #e2e8f0 !important;
    direction: rtl !important;
    box-sizing: border-box !important;
  }
  .nav-menu.active {
    display: flex !important;
    animation: slideInMenuMobile 0.25s cubic-bezier(0.16, 1, 0.3, 1) !important;
  }
  @keyframes slideInMenuMobile {
    from { transform: translateX(100%); }
    to { transform: translateX(0); }
  }
  .nav-item {
    width: 100% !important;
    border-bottom: 1px solid #f1f5f9 !important;
    padding-bottom: 4px !important;
    margin-bottom: 2px !important;
  }
  .nav-link {
    display: flex !important;
    justify-content: space-between !important;
    align-items: center !important;
    font-size: 1rem !important;
    font-weight: 700 !important;
    color: #0a2540 !important;
    padding: 8px 4px !important;
    width: 100% !important;
  }
  .dropdown-menu {
    position: static !important;
    display: block !important;
    box-shadow: none !important;
    border: none !important;
    background: #f8fafc !important;
    border-radius: 8px !important;
    padding: 6px 10px !important;
    margin: 4px 0 6px !important;
    width: 100% !important;
  }
  .dropdown-item a {
    padding: 7px 6px !important;
    font-size: 0.9rem !important;
    font-weight: 600 !important;
    color: #334155 !important;
    display: flex !important;
    align-items: center !important;
    justify-content: space-between !important;
  }

  .nav-menu { display: none !important; }
  .nav-menu.active { display: flex !important; }
}

/* FIX 2026-09-30: larger touch targets on phones (min ~44px) */
@media (max-width: 768px) {
  .bn-faq-item summary { padding: 10px 0; min-height: 44px; display: flex; align-items: center; }
  .top-contact-link { display: inline-flex !important; align-items: center; min-height: 40px; padding: 0 6px !important; }
  .feature-card > a:not(.btn) { display: inline-flex; align-items: center; min-height: 44px; }
}

/* ===== Privacy consent checkbox + footer legal links ===== */
.privacy-consent { margin: 10px 0 12px; text-align: right; direction: rtl; }
.privacy-consent-label { display: flex; align-items: flex-start; gap: 8px; font-size: 0.9rem; line-height: 1.45; color: #334155; cursor: pointer; }
.privacy-consent-input { width: 18px; height: 18px; min-width: 18px; margin: 2px 0 0; accent-color: #0a2540; cursor: pointer; }
.privacy-consent-label a { color: #1d4ed8; text-decoration: underline; font-weight: 700; }
.privacy-consent-error { display: none; margin-top: 6px; padding: 6px 10px; border-radius: 8px; background: #fef2f2; border: 1px solid #fca5a5; color: #b91c1c; font-size: 0.85rem; font-weight: 700; }
.footer-legal-links { margin-top: 10px; display: flex; flex-wrap: wrap; justify-content: center; gap: 6px 14px; font-size: 0.85rem; }
.footer-legal-links a { color: inherit; text-decoration: underline; opacity: 0.9; }
.footer-legal-links a:hover { opacity: 1; }
.acc-statement-link { font-size: 0.78rem; color: #1d4ed8; text-decoration: underline; font-weight: 700; }